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  • Home
  • Our Team
    • Ann V. Levin
    • Anthony M. Hoover
    • Heather Willis Lewis
    • Sawyer Sourbeer
    • Brandi L. Jones-Zellers (Paralegal)
    • Amanda Soule (Paralegal)
    • John Brennan (Financial Director)
    • Pam S. Myers (Legal Assistant)
  • Family Law Services
    • Divorce Process Options
      • Litigation
      • Collaborative Law
      • Mediation
      • Arbitration
      • Negotiation
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    • Post-Divorce Alimony
    • Spousal Support During Separation
    • Child Support
    • Child Custody
    • Grandparent/Third Party Custody
    • Prenuptial Agreements
    • Mid-nuptial Agreements
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Are you liable for your spouse’s credit card debt in a Pennsylvania Divorce?

Home DivorceAre you liable for your spouse’s credit card debt in a Pennsylvania Divorce?
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Are you liable for your spouse’s credit card debt in a Pennsylvania Divorce?

Are you liable for your spouse’s credit card debt in a Pennsylvania Divorce?

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Pursuant to section 3501(a) of the Pennsylvania Divorce Code, all debt acquired from the date of marriage, until the date of final separation, including credit card debt, is “marital debt.”  No matter which party opened or used the credit card, credit card debt from the date of marriage, until the date of final separation, is “marital debt.” 

All “marital debt” is subject to equitable distribution by the court pursuant to section 3502(a) of the Divorce Code. This means that the court has authority in a divorce matter to apportion, or not apportion, marital credit card debt in whole, or in part, to either spouse. There are several Pennsylvania cases which discuss how courts should divide debt in a divorce, and some of those cases are discussed in the article “How is debt handled in a Pennsylvania Divorce?”

Although the court has authority to apportion marital debt, the Divorce Code does not create a separate cause of action for credit card companies to seek repayment from a debtor’s spouse if the debtor’s spouse was not already liable for the credit card debt. 

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Levin Hoover Family Law Firm

About us

Levin Hoover Family Law Firm focuses exclusively on family law, including areas such as divorce, child custody, alimony, business valuations, spousal and child support, grandparent custody, prenuptial agreements, mid-nuptial and post-nuptial agreements, asset and debt distribution and more.

    Levin Hoover Family Law Firm

    • 1035 Mumma Road, Suite 300
      Lemoyne, PA 17043
    • 717-525-7711
    • 717-344-5408
    View the profile of Pennsylvania Family Law Attorney Ann V. Levin
    View the profile of Pennsylvania Family Law Attorney Anthony M. Hoover
    View the profile of Pennsylvania Family Law Attorney Heather Willis Lewis

    Lancaster Office

    • 45 East Orange St.
      Lancaster, PA 17602

    By Appointment Only

    All Mail and Service of Documents Should be Directed to Lemoyne Office

    Keeping You “In The Know”

    • May a spouse transfer an asset to avoid division in a Pennsylvania Divorce?
    • Are you liable for your spouse’s credit card debt in a Pennsylvania Divorce?
    • How is debt handled in a Pennsylvania Divorce?
    • Are Assets and Debts Divided 50/50 in a Pennsylvania Divorce?

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    Please note that our offices moved to Suite 300 in our current building at 1035 Mumma Road Lemoyne, PA.